Uwezo Fund: A Quick Guide to Kenya's Micro-Enterprise Support

What is Uwezo Fund?

Uwezo Fund is a government-backed program in Kenya designed to support small, local businesses started by women and young entrepreneurs. It provides small loans, training, and mentoring to help borrowers grow their enterprises.

Purpose and scope

The fund aims to improve livelihoods, create jobs, and encourage entrepreneurship at the community level. It typically offers microloans and capacity-building support to eligible groups.

Who can apply?

Eligibility is generally open to Kenyan citizens who are women or young entrepreneurs who meet community-level requirements and are grouped in community organizations or meet registration standards.

How does the fund work?

Loans are disbursed through local offices or partner structures (such as county-level offices or community groups). Applicants usually submit a business plan and a basic group registration, undergo a training session, and then await approval.

How to apply

1. Confirm eligibility with your local Uwezo Fund office or official website.
2. Gather required documents (proof of identity, business plan, group registration, and proof of local address).
3. Submit your application through the appropriate channel (local office or online, if available).
4. Complete any required training and wait for approval and disbursement.

Tips for a strong application

• Present a clear, simple business plan showing how the loan will grow the business.
• Demonstrate repayment ability with realistic cash flow projections.
• Be part of an approved group or cooperative if required.
• Attend any offered training or mentorship sessions to strengthen your proposal.

Common questions

• Is the fund available to individuals or only groups? If applicable, clarify that many funds prefer group applications from women or youth networks.
• How long does approval take? Mention it varies, from weeks to months depending on local processes.
• Can funds be used for any business expense? Clarify limitations and allowed purposes.