Increase Your Fuliza Limit: A Practical Guide

What is Fuliza?

Fuliza is an overdraft facility offered with mobile money services in some regions. It lets you complete payments or transfers even when your wallet balance is temporarily low, by drawing on a pre-approved limit. The exact terms, fees, and eligibility can vary by provider and country.

How Fuliza limits work

Fuliza limits are not the same for every user. They are typically influenced by factors such as usage history, repayment behavior, verification status, and the provider’s risk assessment. Your available limit may be part of a daily, weekly, or monthly allowance that can reset or be adjusted over time.

What can affect your Fuliza limit

• Payment and repayment history: timely repayments can support higher limits over time.
• Verification and identity checks: completing required KYC steps can influence eligibility.
• Overall usage patterns: consistent, responsible use may be viewed more favorably.
• Account standing: any issues with your mobile money account or SIM may affect limits.
• Policy updates: providers occasionally revise limits based on risk assessments or regulatory changes.

Can you increase your Fuliza limit yourself?

There is usually no self-serve button to instantly raise your Fuliza limit. In many cases, increases are determined by the provider based on your account history and compliance status. If you believe you may qualify for a higher limit, you should engage with official support channels to review eligibility. Do not rely on third-party promises or unverified methods.

How to check your current limit

Check your current available limit through official channels such as the mobile app, USSD menus, or customer support portals provided by your service provider. The app often displays the maximum overdraft you can use and your remaining available limit. If you’re unsure where to look, contact official customer support for guidance.

Safe, responsible use of Fuliza

• Only use Fuliza for essential or time-sensitive payments when you have a plan to settle the overdraft quickly.
• Track repayments and set personal reminders to avoid accumulating debt.
• Avoid repeated maximum-limit usage if you’re unsure you can repay on time.
• Keep your contact details and verification information up to date with your provider.

Next steps and provider contact

If you need a higher limit or want to understand why your limit hasn’t changed, reach out to the official support channels of your mobile money provider. They can explain the criteria that apply to your account and what steps, if any, you can take to review eligibility.